865 W Palm Ln
Willo · Phoenix, AZ 85025
Demo data. Every property, comp, tax record, and estimate on this page is synthetic and generated for demonstration — not a real listing. Connect MLS, PropertyRadar, ATTOM, or RentCast (and a Google Places key) to serve live data with no code changes.
Reconciled value
Similarity-weighted from comps
Overview
Original-condition condo in Willo, Phoenix. 1 bed / 1.5 bath across 1,340 sqft, built in 2017. Hardwood floors, Quartz countertops, Walk-in closets.
Features
- Bedrooms
- 1
- Bathrooms
- 1.5
- Living area
- 1,340 sqft
- Lot size
- 0 sqft · 0.00 ac
- Year built
- 2,017
- Stories
- 1
- Parking
- 1 spaces
- Type
- Condo
- Condition
- Dated
- Price / sqft
- $243/sqft
- School rating
- 9/10
- Walk score
- 54/100
- HOA
- $270/mo
Assessed value trend
County assessment over time
Property score
Value · condition · deal · risk · location
- Value vs. comps60 · weight 30%
No list price — scored on AVM band tightness (±6.8% around $325,000) instead of a price-to-comps spread.
- Condition40 · weight 20%
Reported condition “Dated” — original finishes likely; budget for meaningful updates.
- Deal math29 · weight 20%
2.9% cap rate with $830/mo negative cash flow at default financing (25% down, 7%, 30yr).
- Risk60 · weight 15%
No flood data — FEMA returned no mapped zone for this point; scored neutral.
- Location72 · weight 15%
Schools rated 9/10; Walk Score 54/100.
Transparent formula — every input shown; demo/partial sources score neutral, not flattering.
Sale history
Listing & transaction events
- $257,000Sold$46,000
- $211,000Sold
Ownership & records
County records (demo)
- Owner
- Carla Delgado
- Occupancy
- Owner-occupied
- APN
- 619-72-651
- Zoning
- R-3 Multi-unit residential
- Last recorded deed
- Warranty deed · Sep 14, 2021 · $257,000
Public data
Free government sources — FEMA & U.S. Census
Checking FEMA flood zone & Census ZIP profile…
Location & environment
Live from free government & open data
Where this data comes from
Per-field source attribution from the merge layer
- List priceDemo dataset
- Value estimateDemo dataset
- Listing statusDemo dataset
- Beds / baths / sizeDemo dataset
- ConditionDemo dataset
- Comparable salesDemo dataset
- Tax historyDemo dataset
- OwnershipCounty records (demo)
- Parcel (APN)County records (demo)
- ZoningCounty records (demo)
- Last deedCounty records (demo)
- DescriptionDemo dataset
Lotline merges MLS, public records, valuation, and agent-direct feeds per field — the freshest authoritative source wins, and every figure keeps its receipt.
Comparable sales
$/sqft vs. sale price
Bubble size = similarity to subject
Value reconciliation
Where the comps land
- Comps used
- 5
- Avg adjusted
- $345,500
- Avg $/sqft
- $255
- Median $/sqft
- $258
- $/sqft range
- $225 – $268
- Implied subject $/sqft
- $259
Comparable detail (5)
Ranked by similarity, with line-item adjustments
| Comparable | Sold | Beds / Baths | Sqft | $/sqft | Sold price | Adjustments | Adjusted | Match |
|---|---|---|---|---|---|---|---|---|
243 W Palm Ln Phoenix, AZ · 0.8 mi away | Jul 8, 2025 | 2 / 1.5 | 1,393 | $258/sqft | $359,000 | Size -53 sqft-$11,000Age newer 10y+$9,000 | ||
4187 E Cambridge Ave Phoenix, AZ · 1.6 mi away | Oct 4, 2025 | 2 / 2 | 1,332 | $265/sqft | $353,000 | Age newer 4y+$3,500Baths -0.5-$6,000 | ||
7450 E Coronado Rd Phoenix, AZ · 1.7 mi away | Nov 9, 2025 | 2 / 1 | 1,338 | $268/sqft | $358,000 | Age older 9y-$8,000Baths +0.5+$6,000 | ||
7112 W Palm Ln Phoenix, AZ · 1.7 mi away | Oct 8, 2025 | 2 / 1 | 1,452 | $258/sqft | $374,000 | Size -112 sqft-$23,000Age newer 12y+$11,000Baths +0.5+$6,000 | ||
4193 E Cambridge Ave Phoenix, AZ · 0.6 mi away | Sep 18, 2025 | 2 / 1.5 | 1,494 | $225/sqft | $336,000 | Size -154 sqft-$32,000Age older 9y-$8,000 |
Property tax
Tax history
Annual bill (bars) & effective rate (line)
Latest effective rate 0.64% on a $303,931 assessment.
Tax breakdown
Latest year & projection
Investment analysis
Deal inputs
Adjust assumptions to model the return
Return summary
Annualized, at the assumptions on the left
Monthly outlay breakdown
$2,680 total per month
- Principal & interest$1,622
- Property taxes$162
- Insurance$108
- HOA$270
- Operating expenses$518
Planning estimate only. Figures use demo assumptions (30-year loan, 28% expense ratio) and do not account for closing-cost variance, capital reserves, appreciation, or tax treatment. Not financial advice.
Damage & remodel estimate
Inspector — photo condition analysis
Synthetic demo imagery — the Inspector runs its scripted demo analysis
The Inspector reads the photos room by room — condition score, detected features, flagged defects — and turns what it sees into remodel scopes, so the estimator below is filled from evidence instead of guesses.
Full cosmetic + systems
Aging systems and finishes. Expect kitchen, baths, HVAC, windows.
Scope of work
Toggle the work this property needs
Structural
Systems
Kitchen & Bath
Interior
Exterior
Budget
Regional factor 0.98× · AZ
Cost by scope
Midpoint per line item
| Scope | Quantity | Low | High | Midpoint | Recoup |
|---|---|---|---|---|---|
Kitchen remodel Cabinets, counters, appliances, fixtures (mid-grade). | project | $17,640 | $44,100 | $30,870 | 72% |
Bathroom remodel Per bathroom: tile, vanity, fixtures, surround. | 2 baths | $15,680 | $37,240 | $26,460 | 66% |
Flooring LVP / engineered wood / tile throughout living areas. | 1,340 sqft | $6,566 | $15,758 | $11,162 | 70% |
Interior paint Walls, ceilings, trim — full interior repaint. | 1,340 sqft | $2,626 | $5,909 | $4,268 | 80% |
HVAC system New furnace + AC condenser, ducts as needed. | project | $6,370 | $14,210 | $10,290 | 60% |
Window replacement Energy-efficient double-pane units, whole house. | whole house | $8,820 | $20,580 | $14,700 | 68% |
| Total (6 scopes) | $57,702 | $137,798 | $97,750 | $67,088 | |
Planning estimates, not contractor bids. Ranges are demo national averages scaled by a regional factor and do not reflect a site inspection, permits, finish level, or hidden conditions. Confirm scope and pricing with licensed trades before transacting.
Studio — staging & renovation renders
Studio — staging & renovation renders
Compose a render brief for any image tool, or generate live when a provider key is configured
No listing photos on this record — Studio composes a text-to-image brief from the listed facts instead.
Document intelligence
Counsel — document intelligence
Paste an inspection report, disclosure, or HOA doc for a plain-English read and red-flag scan